And besides, that area houses many vital organs (along with the area above), and so if you have no fat there, what's protecting you?
Also, for those who are wanting to lose weight quickly, this is one of the better diets to go on: low-carb.
Of the 4 organic compounds, your body digests (or "burns") carbohydrates first, and then comes the lipids. Cut out the carbs, and your body goes straight to the lipids. O' course, this needs to be paired with exercise (if at least for 10-15 mins. daily) and all the other cliché "good health" things.